Do this and your insurance company might not have to pay if your building burns

The article below is basically about a building that was insured against fire, but because the owner did not properly maintain the buildings sprinkler system, as is required by code; the insurance company did not have to pay after a fire. In fact the owner had to repay the advance that they were given.

You can read the article below, but I wanted to start a conversation about passive fire protection.  The building codes require rated walls be maintained so when your IT crews run new lines or new tenants renovate an office space or whatever may happen to any building, with any occupancy type, that could interfere with the integrity of a rated wall.  Would the insurance company be able to identify this as a risk that would allow them to not have to pay out during a fire?   The building codes are changing and now many projects are required to have third party special inspection of firestop installations. All it will take is one major loss and insurance companies will look more closely at passive fire protection.  Also you will find that premiums will change and the way premiums are evaluated will change.

If you don’t want to run this risk, contact Halpert Life Safety and we will help you assess the risk in your building, we can help with due diligence before you purchase a building or during construction we can help ensure that your contractors are not missing anything.  Check out next weeks blog post to learn about a major problem with ductwork that is very rarely done correctly. (at least from my experience…if I am wrong I’d love to know…write to me)  It doesn’t matter if you are on a project in China, the Caribbean, Las Vegas or New York there are certain problems that are common. I can say that because Ive been there.  Stay tuned to learn more about them!  Together we all can be part of a movement- “Saving Lives for the Life of the Building.”tm

http://www.insurancejournal.com/news/east/2011/07/20/206553.htm#.T8O55FcdLD0.email

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Halpert Life Safety Consulting LLC’s

“Saving Lives for the Life of your Building” TM

Our mission is to make a colossal impact on the level of life safety of your building and on the talent of your people. We provide consultation, training, quality control and third party special inspection related to firestop and passive fire protection. We consult for the building industry in the New York/New Jersey (NY/NJ) metropolitan area, as well as across the United States and internationally.

Key questions for your firestop installer/inspector

If you are a building owner hiring a third party special inspector or a contractor hiring a firestop installer you want to know that you are bringing someone onto your team who knows what they are doing.  This and subsequent blog posts will cover some questions you can ask to be sure these individuals are competent.  The problem is you need to know the answer and the logic behind the answer; so you can gauge the response you are given…so here goes.  Let’s start with a discussion of insulated pipes.  The first question is pretty simple.

Question 1:  What UL listed assembly would you use to firestop an insulated pipe?

Answer: You would use a WL5000 series detail for a gypsum wall and likely a CAJ5000 series detail for a concrete floor or wall, though WJ5000 or FA5000 would work for walls and floors respectively.

Why does this question matter:  If an inspector/installer knows the UL nomenclature (the naming system used by Underwriters Laboratories- the primary source for third party testing of firestop) they can more readily flip through the firestop submittals and find the proper details to inspect/install to. If they don’t know how to find the UL detail they are probably not referencing it during inspection/installation which means the best they can do is guess on how the installation should be completed.  This is a liability for everyone involved from the installation firm to the building owner and designer because you won’t know if the installation is truly compliant with the project plans, specifications, submittals or building code.

Other BLOG articles go into this in greater detail and additionally explains the UL nomenclature in a general way that is very useful to inspectors and installers alike.

Please let me know if this information is useful and other topics you would like us to over here.  The more you learn the better you can build and together we can build better buildings “Saving Lives for the Life of your Building”tm

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__________________________________________________

Halpert Life Safety Consulting LLC’s

“Saving Lives for the Life of your Building” TM

Our mission is to make a colossal impact on the level of life safety of your building and on the talent of your people. We provide consultation, training, quality control and third party special inspection related to firestop and passive fire protection. We consult for the building industry in the New York/New Jersey (NY/NJ) metropolitan area, as well as across the United States and internationally.

Firestop on Insulated Pipes

Firestop on Insulated Pipes

Learn about some common firestop problems involving insulated pipes.  Don’t let these scenarios happen on your projects.

https://slate.adobe.com/cp/IPSZY/

Sign up now for notification of new blog posts.

__________________________________________________

Halpert Life Safety Consulting LLC’s

“Saving Lives for the Life of your Building” TM

Our mission is to make a colossal impact on the level of life safety of your building and on the talent of your people. We provide consultation, training, quality control and third party special inspection related to firestop and passive fire protection. We consult for the building industry in the New York/New Jersey (NY/NJ) metropolitan area, as well as across the United States and internationally.

Mechanical Contractors

Welcome to this section of our firestop blog where we will discuss general information related to firestop mechanical contractors scope of work. Some of these posts will be repeated on the other trades segments because they are relevant there as well. Our focus with this blog is to educate the construction industry on firestop and improve the level of life safety on all buildings. We have worked on projects all over the US and internationally so our breadth of experience will be an asset to your next project, whether you hire us to help make sure it runs smoothly or if you just stay tuned to this blog in order to improve your own work. This is Halpert Life Safety where we focus on “Saving Lives for the Life of the Building.”TM If you are a contractor who subs out the firestop scope, you still carry the liability of your subs work so you may want to know a little about it, and this blog is designed to do just that! If you self perform your firestop scope you definitely should stay tuned because this blog will help you reduce your companies liability on your projects. If you are a building inspector, third party special inspector, you will want to keep tabs on this blog as well and we would love to hear what you like or what you think we should add. If you want to be a guest blogger then by all means let us know. Let’s get started with our first key information segment. In order to know how to look critically at firestop you have to understand some basic information about the UL listed assemblies. So please start here